Accidents Do Happen
No one plans to have a serious accident, so when one happens the financial
consequences can be devastating. The MSBA Accidental Death & Dismemberment (AD&D) Plan gives you broad accident
protection, 24 hours a day, worldwide. You're covered at home, at work, on vacation,
on the road, for practically every activity. See the exclusions section for
Choose a minimum of $50,000 to a maximum of $500,000 in increments of $25,000.
This is worldwide, 24-hour-a-day protection that pays in addition to any other
insurance. All members under age 70 will automatically be accepted into this
Accidental Death and Dismemberment insurance coverage is provided under the terms of a health insurance policy, Group Policy 29063-7 issued and delivered in the state of Minnesota, and governed by its laws, to the Minnesota State Bar Association as the policyholder. The group health insurance policy is issued by ReliaStar Life Insurance Company, Minneapolis, Minnesota. The policy is administered on behalf of ReliaStar Life Insurance Company by Mercer Consumer, an insurance administrator licensed in the state of Minnesota. Policy Form HP010GP.
Your spouse and dependent children (14 days to age 25) are also guaranteed
coverage. Your spouse benefits are 40% of the benefit amount you choose and
dependent child(ren)'s benefits are 10% of your benefit. If no spouse coverage
is elected, each dependent child's coverage is 15% of your benefit. If no child
coverage is elected, your spouse's benefits are 50% of your coverage.
Take a look at the enrollment form and under the "Forms" tab for information
on additional benefits such as:
Below is the plan's rate chart:
Rates do not increase with age. Rates shown are guaranteed until 7/1/2017.
For your convenience, you will be billed annually. If applicable, an additional $2.00 billing fee will be included on your billing notice payable to the administrator. To save the fee, select Electronic Funds Transfer (EFT) as a safe and secure payment options.
Issued by ReliaStar Life Insurance Company, a member of the Voya® family of companies.
This is a summary of benefits only. A complete description of benefits, limitations, exclusions and termination of coverage will be provided in the certificate of coverage. All coverage is subject to the terms of the group policy. If there is any discrepancy between this document and the group policy documents, the policy documents will govern.
This is a paid endorsement. The MSBA receives a fee from the insurance broker and/or the insurer for its endorsement of this plan.
These form(s) are in Adobe Acrobat Reader (PDF) format
and are available for downloading and printing.
Enrollment Form & Brochure
Help Prepare You and Your Family For The Financial Consequences of A Serious Accident.
Our Role and Compensation