Accidents Do Happen
No one plans to have a serious accident, so when one happens the financial
consequences can be devastating. The MSBA Accidental Death & Dismemberment (AD&D) Plan gives you broad accident
protection, 24 hours a day, worldwide. You're covered at home, at work, on vacation,
on the road, for practically every activity. See the exclusions section for
Choose a minimum of $50,000 to a maximum of $500,000 in increments of $25,000.
This is worldwide, 24-hour-a-day protection that pays in addition to any other
insurance. All members under age 70 will automatically be accepted into this
Your spouse and dependent children (14 days to age 25) are also guaranteed
coverage. Your spouse benefits are 40% of the benefit amount you choose and
dependent child(ren)'s benefits are 10% of your benefit. If no spouse coverage
is elected, each dependent child's coverage is 15% of your benefit. If no child
coverage is elected, your spouse's benefits are 50% of your coverage.
Take a look at the application and under the "Forms" tab for information
on additional benefits such as:
Below is the policy's rate chart:
Rates do not increase with age. Rates shown are guaranteed until 7/1/2015.
For your convenience, you will be billed annually. If applicable, and additional $2.00 billing fee will be included on your billing notice payable to the administrator. To save the fee, select Electronic Funds Transfer (EFT) as a safe and secure payment options.
Issued by ReliaStar Life Insurance Company, a member of the Voya family of companies.
These form(s) are in Adobe Acrobat Reader (PDF) format
and are available for downloading and printing.
Application & Brochure
Help Prepare You and Your Family For The Financial Consequences of A Serious Accident.
Our Role and Compensation