For Individuals and their Families, MSBA offers choice of a Group Association Plan or Fully Underwritten Products
Group Association Plan (Individuals/Families): All who apply will be accepted into the plan (no health screening questions).
- Two High Deductible Health Plans designed to work with a Health Savings Account
- Comprehensive Major Medical, with a calendar year deductible of $1,500
- Comprehensive Major Medical, with $40 copay
- $5 million lifetime benefit per person
- Your choice of three different individual plan designs
- The benefits of convenient group enrollment: no eligible individual can be denied coverage
Group Association Plan Brochure
Group Association Plan Rates
Group Association Individual/Family Application
Fully Underwritten Products (Individuals/Families): Health history of individual or family is reviewed. If coverage is approved, premiums could be lower.
Use the individual product guide to help you decide which plan is right for you
Option 1: Simply Blue for Individuals Only
- Blue Cross kept the premium costs down by removing benefits you may not need (i.e., dependent coverage and childbirth labor and delivery)
- Choice of five high-deductible health plans
- The first $250 of your annual preventive care checkup is paid in full
- Generic prescription drugs are just $5.00
Simply Blue Application
Simply Blue Plan Highlights: Aware Network
Simply Blue Plan Highlights: Blue Performance Network
Option 2: Options Blue for Individual/Family HSA
- High-deductible health plan that works with a tax-preferred health savings account.
- Can use your pretax dollars to pay a portion of your annual deductible or other eligible expenses
- Accounts are always owned by the individual so they're portable and unaffected by employment changes
Options Blue Application
Options Blue Plan Highlights: Aware Network
Options Blue Plan Highlights: Blue Performance Network
Option 3: Personal Blue Individual/Family Plan
- Three plans from which to choose with the choice of either a copay or a deductible
- Prescription drugs are just a $5 copay with two of the plans
- Plans can be purchased for your child or children ages 90 days through 18 years without applying for either or both parents
- Choice of two networks
- Retail health clinic benefits of either a $10 copay or 20% coinsurance even if you haven't met your deductible
Personal Blue Application
Personal Blue Plan Highlights: Aware Network
Personal Blue Plan Highlights: Blue Performance Network
Option 4: Go Blue For Individual only
- This plan is one of the cheapest Blue Cross is offering. The deductibles are higher but there are still some upfront benefits such as $10 copay for generic drugs only and a $40 copay for one urgent care visit.
Go Blue Application
Go Blue Plan Highlights: Aware Network
Go Blue Plan Highlights: Blue Performance Network
Option 5: Healthy Blue For Individual only
- This plan ofers a $100 Premium credit if you meet four health criteria. It has No deductibles and a $10 copay for generic presciption drugs and a $25 copay for retail health clinic visits.
Healthy Blue Application
Healthy Blue Plan Highlights: Aware Network
Healthy Blue Plan Highlights: Blue Performance Network
Healthy Blue Rates
For Small Law Offices with 2—50 employees MSBA plans offer:
A wide variety of choices to meet individual needs and budgets
- Choice of open-access and primary care plans
-Our broadest open-access network of providers in Minnesota
-Our most exclusive primary care network, which includes more than 12,600 physicians and specialists
All Plans include:
- Preventive care for all ages
- Prescription drug co-pay on most plans
- Preventive dental option
Small Group Product Overview
Small Group Employee Census
Other Health Insurance Products Offered
InstaCare Coverage
- Temporary coverage for short-term needs
- Choose from a 30-, 60-, or 90-day contract; additional contracts are available if you need them, up to 365 days in any 555-day period
InstaCare Application
InstaCare Plan Highlights: Blue Performance Network
InstaCare Plan Rates Area 1
InstaCare Plan Rates Area 2
InstaCare Plan Rates Area 3
Medicare Supplemental Plans
- To supplement your Medicare Parts A and B coverage
Please contact Jenny Hedtke at 612-692-7653 for information regarding Medicare Supplement Plans
As a member of one of these Blue Cross plans you are eligible to participate in most BluePrint for Health programs
- Stop-smoking program: personal one-on-one support to help individuals quit smoking on their own terms at their own pace
- Care-support program: specially trained nurses give one-on-one telephone support to help you make living with chronic conditions such as asthma or diabetes, a little easier
- Prenatal support program: telephone coaching from a specially trained obstetrics nurse gives mothers the education and support they need for a healthy pregnancy and birth
- Fitness discounts: get in shape and get healthier with a $20/month credit towards your fitness club dues by exercising eight or more days a month
Choose Your Doctor
With the MSBA Plan, you see the doctors of your choice, without referrals for most services. However, you get the best coverage when you use doctors in the Blue Cross and Blue Shield of Minnesota network. The Blue Cross network is one of the broadest in the state. So chances are, your doctor is already in the network
Choose Convenience
The MSBA Group Plan with Blue Cross means a simplified enrollment process. Participating doctors and hospitals will file your claims directly to Blue Cross.
To learn more about the Group Insurance Program, call toll-free 1-800-328-4671 ext. 7653, between 7:30 a.m. and 4:30 p.m. Central time, Monday through Friday.
Underwritten by Blue Cross and Blue Shield of Minnesota