People tend to think they will never need long-term care. Unfortunately, when they do need it they are not prepared. With long-term care insurance you can take control and be prepared. It helps you:
As life expectancies increase, there can be a greater chance that people will require long-term care. Long-term care includes all health, social, psychological and other services to persons requiring supportive help for a long time.
Members and family are eligible to apply. All applications are subject to state availability and underwriting approval.
Call today to schedule your one-on-one consultation with an experienced Long-Term Care Representative at
As a MSBA member, you have access to a special benefit—the Long-Term Care Resources Network, a unique long-term care buying service.
This benefit allows you to work with a long-term care insurance representative who will give you all the information about benefits and rates of different highly rated long-term care providers.
With so many different providers, you may have questions about the coverage they provide:
One simple phone call to the Long-Term Care Resources Network for MSBA members is all it takes to start protecting your assets from long-term health risks and get your questions answered. No obligation necessary!
For more information, a one-on-one consultation with an experienced Long-Term Care Resources Network Representative and how to apply, please call 1-800-616-8759.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
Plans vary greatly based on your age, health and state. To give a general idea, the average buyer is in their late 50’s and they are spending $175 per month.
The premiums charged for tax-qualified Long-Term Care Insurance policies are treated as medical expenses under Federal tax law, which may qualify you for a more favorable outcome on your tax return.
A Long-Term Care Resources Specialist will be able to develop specific quotes based on your desired options. And you should check with the insurance carrier to determine if your plan is tax-qualified and consult with an attorney, accountant or tax advisor regarding the tax implications of purchasing a tax-qualified policy.
Generally speaking, yes. There are different levels of health within the underwriting process as well as heath conditions that are unfortunately uninsurable such as:
LTC Planning Tool
Visit an interactive and educational long-term care evaluation tool to assist you with your long-term care planning.
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